November 2012

Spotlight – In international business, almost every market around the world does things in a different way. This often leads to misunderstandings and unfulfilled expectations. However, different does not need to mean difficult and knowledge of the needs and characteristics of specific geographic markets is an advantage to those who are active in the global economy. These articles help you understand different aspects of the insurance industry around the world, enabling those who do business there to feel more “at home, abroad.”

The perception of risk can change quickly and in recent months supply chain and cyber risks have figured amongst the exposures where inadequate insurance cover has been available. These are just two examples. Sigma has just published the latest of its usual first class studies and it is on this subject – insuring risks which only now are being pushed to the top of the list – that Swiss Re sigma No 5/2012 devotes its attention. We commend this to all of our readers. Please note that although all the information used in sigma was taken from reliable sources, Swiss Reinsurance Company does not accept any responsibility for the accuracy or comprehensiveness of the information given. The information provided is for informational purposes only and in no way constitutes Swiss Re’s position. In no event shall Swiss Re be liable for any loss or damage arising in connection with the use of this information. We are very pleased to be able bring this study to the attention of our readers and should anyone wish to contact the editorial team, the e-mail address is

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