December 2013

Spotlight – In international business, almost every market around the world does things in a different way. This often leads to misunderstandings and unfulfilled expectations. However, different does not need to mean difficult and knowledge of the needs and characteristics of specific geographic markets is an advantage to those who are active in the global economy. These articles help you understand different aspects of the insurance industry around the world, enabling those who do business there to feel more “at home, abroad.”

In the Middle East, the concept of negligence does not exist in local law and policies designed to meet such liabilities do not always sit comfortably with those concepts as they would be construed by a local court. The impact of globalisation, new exposures, civil and regulatory proceedings and more make this a complicated area to work with.

Our Spotlight article this month has been produced by Clyde & Co ( Following upon their article we published in August on “D&O in the Middle East,” we are now very pleased to bring a further authoritative paper to our readers’ attention: “Professional Indemnity: legal and market trends and developments.” Please click here to read the publication: Should readers have any questions or comments, please address them to Mark Beswetherick at